If you are good with your finances, then you must already know the role of investments in securing your future financially. However, if you are not good at managing your finances and struggle to handle it well, then consulting with financial professionals and planners is a good idea. They would be able to provide you with the guidance that you need to build a future that would be free of financial worries. One of the companies that is known to provide clients with reliable financial guidance is HCR Wealth Advisors. The company has three decades of experience in the field of investment advice and has helped hundreds of individuals in and around Los Angeles to secure their future financially.
HCR Wealth Advisors is involved with in-depth research of the global financial markets, and it is this knowledge and information it uses to help develop investment strategies for its clients. Different individuals have different financial expectations for their future, and while some want to travel the world, others want a beachside home and a quiet life. No matter what you expect to do in retirement, there has to be sound financial planning that would take care of at least your necessary living expenses in the future after your retire. HCR Wealth Advisors would take into account the current financial situation, income, expenses, debts, investments, assets, and other economic parameters to develop investment and economic strategy to help you secure your financial future.
HCR Wealth Advisors (@HcrWealth) has a team of experienced investment professionals on board from the world of finance, and they can gauge exactly what the clients are looking for. With years of experience and knowledge from the world of finance backing them, one can expect they would get comprehensive and reliable financial and investment advice from HCR Wealth Advisors. As a registered investment advisory firm that has many clients across the country, HCR Wealth Advisors has worked together with many people. Facebook: @HCRwealth
Heather Russell is the new Executive Vice President and Chief Legal Officer at TransUnion. The renowned legal executive started duties on June 4, 2018. Before joining TransUnion, she came from a prominent law firm known as Buckley Sandler, LLP. She was working at the two offices of the firm which are located in Washington and New York. In her position at Buckley Sandler, she was responsible for all financial institutions regulation, supervision, and technology. The technology deployed there was known as FIRST. FIRST is meant to help clients with financial services institutions and fintech companies to deal with regulatory issues. FIRST plays a critical role in the development of the mergers and acquisition plans as well as implementing regulatory changes.
At TransUnion, Heater Russell is expected to bring a wealth of experience from all the organizations she has worked with in the past. She has held executive positions at a number of banks which include Bank of New York Mellon, Fifth Third Bank. At Fifth Third bank she was the executive vice president, corporate secretary, and chief legal officer. Fifth Third Bank was ranked 12th largest bank in the United States while she was working there.
While Heather Russell (@heather_russell) was serving at the Bank of New York Mellon, she was the Global Chief Regulatory Counsel. She was behind the creation of the office of public policy and regulatory affairs at the bank. This department is responsible for managing regulation of the activities of the bank in over 100 countries all over the world. She has also worked with Bank of America as the senior vice president and associate general counsel.
Heather Rusell has worked with other law firms such as Skadden, Arps, Slate, Meagher & Flom, LLP, in different offices in Europe and America. She has spent two decades helping businesses with mergers and acquisitions. Her experience in the global financial services will come in handy in her new position at TransUnion. Follow: @heatherarussell
United Technologies Corporation (UTC) assembles state of the art jet engines globally for commercial and military usage as well as operating the biggest Escalator and Elevator Company. It’s impossible to miss the various plants run by their Aerospace Systems Unit producing aerostructures, brakes, landing gears, actuators, sensors and flight controls. The $63 billion industry headquartered in Hartford, Connecticut’s capital.
Louis R. Chênevert retired as the Chairman and CEO of the UTC in November 2014. He was the President and CEO from April 2008 and in January 2010 was elected as the Chairman of the organization. In March 2006 he became the Director of United Technologies. He also served as the President in Pratt and Whitney as from April 1999 to March 2006 after joining in 1993. Louis Chênevert was in General Motors’s St. Therese operation for 14 years as the Production General Manager.
He became a Senior Industry Advisor when he teamed with the Goldman Sachs Merchant Banking Division from 2015 to 2017. He is in the Business Council as a member and an ex-member of the US-India CEO Forum. Louis Chênevert is part of the Directors’ Board of Cargill Inc. as from 2011, was made the Chairman of the Congressional Medal of Honor Foundation in 2017 as well as Chairman of Yale Cancer Center’s Advisory Board. He got inducted as a Fellow of the AIAA (American Institute of Aeronautics and Astronautics).
Louis Chênevert went through the Université de Montréal, École des Hautes études commercial (HEC) and is a holder of a Bachelor of Commerce degree in Production Management where he got awarded with an Honorary Doctorate in 2011. Louis Chênevert is on the Board of Directors for the Friends of the institution as the Chairman, the founding director and the Chairman of HEC Montreal’s International Advisory Board.
While at UTC, he earned a compensation of $22,032,175 in total inclusive of a salary of $1,318,974, a $4,294,844 cash bonus, granted stock of $4,376,921, granted options of $11,774,710 together with a compensation of $266,726. He received the Honor Award from the National Building Museum in 2009, and he was named Person of the Year in 2011 by US aviation trade magazine.
When Hurricane Harvey devastated Houston and the surrounding areas, the world watched helplessly as families lost everything to the 56 inches of rain. Thankfully, there were companies like Stream Energy who were there for the victims of Hurricane Harvey to help them rebuild their lives. Stream Energy, a Dallas based energy company, has seen a lot of success since they began and have always considered philanthropy to be an essential part of their company. In fact, Stream Energy has been giving back to their community for over a decade. While Stream Cares was created to help the residents of Texas, the help they offered after Hurricane Harvey really made Stream Energy stand out as a company.
While the concept of having a separate charitable arm of a business is somewhat of a new concept, it offers a lot of benefits for everyone involved. A lot of times, corporate giving seems to only be done to add a type of buffer when there are problems that the company is facing. Due to the fact that Stream Energy consistently givesall throughout the year, it is clear that giving is just part of what makes the company the organization that it is. They get to earn the respect of their clients and the public while helping their community. As part of the Stream Program, they work closely with the Red Cross and Habitat for Humanity. One of the issues that Stream Energy cares very deeply about is the high level of homelessness throughout the Dallas area. Their associates and the company itself track the levels of homelessness in the Dallas area and have noted that there has been a 24% increase in recent years.
A stream is a direct-selling platform that sells energy and mobile phone plans to their customers through a network of independent associates. They offer many different plans to meet the needs and preferences of the customer with products like virtual doctors, telemedicine, and clean energy plans that give back to the environment.
While other financial technology companies, like Lending Club and OnDeck, had the idea of burning the traditional banking industry to the ground, GreenSky Credit decided to embrace the old regime and allow it to function with less friction. GreenSky Credit now appears to be the model that is taking hold across the financial tech industry. With OnDeck and Lending Club both experiencing stock price declines of more than 85 percent, it seems that the GreenSky Credit model of pairing existing lenders with merchants who are looking to make additional sales may be the definitive way forward for the fintech industry.
GreenSky Credit founder David Zalik is one of the most reclusive CEOs of a major corporation. The former child prodigy scored so high on the SAT test that he was invited to begin attending classes at Auburn University when he was just 12 years old, completely skipping high school in the process. But Zalik quickly grew bored with academia. A couple years into his studies, he dropped out to form computer assembly company MicroTech. The company proved to be a success, and Zalik sold it for around $5 million a in 1996.
By 2006, at the age of 32, Zalik had made some good investments in commercial real estate and was ready to try founding another company. He had gotten the idea for GreenSky Credit while working on another one of his firms, Outweb, an e-consultancy company. He knew that many businesses in the home-remodeling space struggled to close point-of-sale purchases with customers who had often badly underestimated the true cost of home renovation projects.
GreenSky was able to step in with promotional financing terms that were too good for most customers to turn down. At the same time, Zalik was able to sell GreenSky Credit loans to lenders as a way to bring in far more business from the most sought-after loan customers: prime borrowers. Because the average FICO score of a GreenSky borrower is 760, lenders can rest assured that they will not have to deal with many delinquencies or defaults.
The pairing of traditional lenders with over 17,000 merchants has proven to be a winning formula.
Although many people see oil executive officers in America as greedy and vain people, it is not so with the personality of Tony Petrello. He is one of the oil executives in Houston that is known for their philanthropic deeds. Tony has always been a man with a compassionate heart even before he became a reputable CEO of Nabor Industries. After he became a father of a premature daughter, Carena, Tony’s efforts and passion for philanthropy increased. If anyone was looking for a Chief Executive Officer with charitable institutions at heart, they would go for Tony.
Tony Petrello has contributed to the medical community in a great way. Medical scientific researchers have received immense emotional and financial support from Tony. To ensure the medical research came to fruition, Tony and his wife Cynthia gave 5 million dollars and even pledged to add some 2 million dollars more for this noble cause. Tony counts it a blessing seeing his daughter take her breakfast every morning. His daughter suffered from periventricular leukomalacia, a brain’s condition that affects how one speaks, walks and eats. The sincere kindness and positive attitude Tony and his wife have always filled their daughter with more optimism.
Besides being CEO of Nabors Industries, Tony is also the Executive Committee Board chairman of the same company. The Bermuda-based company is located in a city called Hamilton. Tony holds a J.D degree from Harvard Law School. He started his career at Yale University where he got both his BS and Master degree in Mathematics. Baker and McKenzie was the first law firm he worked for in 1979. From 1986-1991, Tony became the firm’s Managing Director before joining Nabors Industries the same year. Before he became the company’s President in 1992, he was the Chief Operating Officer in 1991. From 2003-2012 June, Tony was the Nabors’ Deputy Chairman before he became the CEO of the company in 2012.
Tony’s FY 2015’s total calculated compensation is 27,512 939 dollars. Since February 2011, Tony has been at Stewart & Stevenson as a Director. He has also been a Texas Children’s Hospital Director. He is also one of the Board of Trustees’ members who greatly support the clinical and research programs in the same hospital to ensure patients with neurological disorders get their cure. Since there is no cure, yet, for periventricular leukomalacia that has affected his daughter, he saw the need to invest his money, time and energy in brain research with hope for a solution. Tony and his family intend to collaborate with Texas Children’s Hospital in establishing an Institute for Neurological Research.
Adam Milstein is an Israeli businessman and entrepreneur who is also the founder of Hager Pacific Properties. He, along with his wife, is known throughout Israel because of the philanthropic programs that they are doing for the sake of their countrymen. He has a degree in business and economics, and his father influenced him to venture into the real estate business. He has been guided by his father to pursue a career in real estate and taught him how the industry works using their business as a model. His knowledge about the business grew, and Milstein decided that he should also build his own real estate company, giving birth to Hager Pacific Properties. View Adam Milstein’s profile on Facebook.
Adam Milstein also founded the Adam and Gila Milstein Family Foundation, which aims to help the welfare of the Jewish people. They are providing scholarships to children of Jewish descent who would like to study but does not have the means to. They are also providing free books to those who love to read. Overall, the programs headed by Adam Milstein aims to enrich the minds of the young Jewish people. To reach more Jewish people, he then launched the Jewish News Syndicate, an online portal where people can read news related to the Jewish people. Adam Milstein is one of the website’s editors, and he is encouraging everyone to become a writer for the portal and write on behalf of the Jewish community. Learn more about Adam Milstein at israeliamerican.org.
One of the latest articles that he published on the website are the threats of Radical Islam, particularly with groups operating in the Middle East. Being a Jewish, Adam Milstein is subjected to discrimination and Anti-Semitic attacks in the United States. He explained in his article how the Jewish people should face their persecutors, and how they can fight back. In the Middle East, lots of terrorist activities are aimed to destroy Israel. He is pleading to all Jewish leaders and citizens to do everything that they can to protect their homeland. The Jewish people are always under attack for their ethnicity, and he is appealing to everyone not to tolerate these actions.
Paul Mampilly did something most of his colleagues would not dream of doing; move from New York and start teaching people on stocks. It is unusual for a man at the peak of his career to slow down for the sake of teaching others. Paul Mampilly is the founder and CEO of Capuchin Consulting and the editor of Bayan Hill’s Profits Unlimited. He has had over 25 years in finance and an expert in stock trade.
Paul Mampilly is known for his unique ability to invest in stocks that are profitable. This has seen him manage hedge funds worth billions and win the prestigious Templeton Foundation investment competition. He has worked for companies like Kinetics International Fund, Royal Bank of Scotland and Deutsche Bank all of which describe him as a valuable asset. The experience his has gathered trading in the stock market has seen him give his opinion on stock in reputable networks like CNBC and Bloomberg.
Paul realised that many people do not invest in stocks because they have little knowledge of how to go about it. Very few people understand when to buy and when to sell. This is the reason why Mr. Mampilly started writing the newsletter Profits Unlimited published in Bayan Hill Publications. In his writings, uses his experience in buying stocks that go up to explain to his readers why stocks go up, how to assess the value of companies and when to get away from the stocks bought. He also comes up with impressive portfolios of stocks that go up in this newsletter.
According to Mampilly, the reason why most people go wrong in buying stocks is that they basically forget about their good buying skills. The same skills they use when shopping at a supermarket or buying an apple. Most people assume that since it is stock market, the buying and selling there has to be based on different things. Paul says his first job at Wall Street in the back office saw him learn a lot about how money flows in Wall Street. This made him realise that just like when buying an apple, buying stocks is dependent on the value of a company. Therefore the same way he would assess the value of an apple to determine is it’s good or not is the same way he assess stock to determine their value before buying.
Paul Mampilly’s mission in depositing his knowledge and wisdom in people is to help the average person become rich. He sees knowledge as a means of affording them the same opportunities the rich have. Being a contributor at Bayan Hills through his newsletter allows him to do this on a daily basis.
Jed McCaleb is the co-founder of Stellar, a nonprofit organization that combines technology with financial literacy. Stellar.org is supported by Stellar, a universal financial network. McCaleb enjoys using technology to help make the World a better place.
Jed McCaleb says that his interest in founding Stellar was shaped through Bitcoin. McCaleb saw that Bitcoin had the potential to change the World. Stellar was influenced by Bitcoin to create a financial network that connects financial institutions. McCaleb was alarmed when he found out that there are billions of people throughout the World who do not have access to a bank account. That means that many people are unable to save money. McCaleb also notes that many banks prefer not to serve low income people because of the maintenance costs. McCaleb sees Stellar as an alternative way for people to move money in a cheap and efficient manner.
McCaleb credits his success as an entrepreneur to his approach. McCaleb is often thinking about the long term plan. It’s important to have a clear view of where you want to go because differences in direction will negatively impact any productivity gains. McCaleb believes that making a global impact will lead to higher rewards. McCaleb tries to focus on creating great products instead of marketing them.
McCaleb understands that entrepreneurs will deal with failure and adversity. It’s important to be persistent, knowing that eventually you will be successful. McCaleb takes time to reflect on his failures and wonders if there is anything that he would have done differently. McCaleb tries to think rationally about his failures, while also noting the importance of being able to block out outside distractions.
Looking ahead to the future, McCaleb is excited to see artificial intelligence evolve. McCaleb believes that AI has the potential to solve problems and simplify things. McCaleb is proud to support the Machine Intelligence Research Institute, a non profit organization that oversees the operation of future types of AI software. McCaleb is a fan of Stack Overflow and Google Docs. McCaleb believes that every business should have upside potential.
In addition to managing over nineteen other businesses around the world, Shiraz Boghani is the president and CEO of the world’s top healthcare company, Sussex Healthcare. The company is based in the UK, it is a global healthcare provider servicing the UK and other parts of the world. With more than 30 years at Sussex Healthcare Group, Boghanis’ professional drive has helped him propel the organization to become a leader in the healthcare industry.
Sussex Healthcare was founded in 1985 under the preeminence of Shiraz Boghani. The organization has tremendously grown from just being a small firm to a global organization in the industry. Sussex has more than 18 care homes globally with the capacity of over 500 beds in every facility.
Since his arriving in the UK in 1969 from Kenya, Shiraz Boghani has gained leadership experience with other companies across the globe.
He began as an accountant working with a small firm named Chartered Accountants, he then preceded to move on to the Thompson McLintock Corporation. He has additionally founded past projects which included donations to charitable organizations.
Most recently, in 2016 he was presented with the Asian Business Award as Hotelier of the year and he is also a successful chairman of the hospitality business in the UK named Splendid. For over three decades he has also been a leader in the hospitality industry demonstrating excellent knowledge and contemporary interests for the customer’s needs.
The renowned entrepreneur and accountant has additionally formed and launched Hilton London Bankside, a venture that has deemed him to be one of the globe’s top entrepreneurs. With Boghani leading more than 19 organizations, including The Grand Hotel, London based Holiday Inn and York, his hospitality skills are unmatched.
He holds a robust background in philanthropy and accounting and because he believes in giving back to society, he’s also partnered with charity organizations such as Aga Kahn Foundation where he is an avid supporter and where he is a Resource Development Convener. He is also a member of the National Council and served at the Ismaili Community, a culturally diverse community which includes over 26 countries around the world.