An Entrepreneur Who Is Here To Change the Industry: Ted Bauman

Ted Joined Banyan Hill in 2013. Ted moved from the U.S to South Africa in 1980s. Since then he has played significant roles in the development and implementation of economic policy and urbanization. The great man held a position in various global entities such as the United Nations as well as African and European governments.

His Work History

Ted Bauman has been a traveler to many parts of Africa and Asia. His traveling has helped him in understand the political and economic dynamics and the way the two components react in different societies. He has also been able to publish research and commentaries in different international journals.

Ted went back to America in 2008 and established a non-profit organization in Atlanta. While working with the Non-profit organization, he assumed a role of a Director in International Programs. Ted Bauman is known for his amazing application of knowledge and expertise in solving the most complex social, economic and political issues in any organizations.

As an economist, Mr. Bauman is able to look at any investment opportunity from different perspectives. His outstanding capabilities have enabled him to offer readers some insights into the market trends as well as developments that provide profit potential.

His Alpha Stock Alert

In his Alpha stock alert, Ted Bauman gives various stock recommendations in accordance with the Alpha Code System. His extensive knowledge in the stock market has enabled him to provide the best guidance for the people who are in the stock market business. With some assistance from the best experts in the industry, Bauman has been able to develop an incredible “algorithmic” trading system.

The Plan B Club:

Ted Bauman also established an amazing guide to the people who would wish to travel abroad or change their citizenship. Ted Bauman has been able to provide accurate as well as up-to-date information regarding the various ways in which an individual can protect their wealth and evade various unnecessary tax burdens hence living a fulfilling life.

More about Bauman

Bauman was born in Washington D.C. He was, however, brought up in the Maryland Eastern Shore. After some time, he moved to South Africa where he attended Cape Town where he graduated with a postgraduate degree in economics and history.

Mike Bagguley and the Investment Zone

Barclays is a widely known United Kingdom company that chose a man by the name of Mike Bagguley to work as its Chief Operating Officer. Mike Bagguley is a professional who has a lot of proficiency that pertains to investment banking matters. Bagguley in the past was in charge of the firm’s macro markets division. He was given the job of speeding up the process of implementing a technique that has been in the works for a while. The aim behind the technique was to strengthen earnings and decrease expenses at the same time. The company requested that Bagguley even out infrastructure components and aid with the orchestration of missions of all kinds. People can learn a lot about Bagguley and all that he does simply by checking out his page on CrunchBase.

Bagguley previously monitored many adjustments for the macro sector. He closely supervised all kinds of concepts that related to subjects such as commodities items, foreign exchange and even interest rates.

Mike Bagguley attended the United Kingdom’s University of Warwick. He secured a B.S. (Bachelor of Science) degree from the institution back in 1988. The University of Warwick is public and is located in Coventry, an English city. Mike Bagguley was born with the full name of “Michael Roy Andrew Bagguley. He’s aware of the strength of social media in the modern age. That’s the reason he has accounts on platforms like both Twitter and LinkedIn.

Barclay is at the helm of an investment financial institution that has done a lot to minimize its assets that involve risk over the last couple of years or so. The bank has moved toward another stage of its overhaul. It’s striving to decrease expenses now. It’s striving to safeguard all earnings by making things a lot more streamlined for everyone.

It can be quite tough for the investment entity to hone its overall approach and style. This is something that’s on Jes Staley’s mind at the moment, and understandably so. The field can be rather unpredictable and tough to navigate. Politicians and investors concentrate on it on a frequent basis as well.

http://www.heraldscotland.com/news/14036542.Barclays_promotes_Mike_Bagguley_to_key_investment_banking_unit_role/

GreenSky Credit experiences explosive growth

While other financial technology companies, like Lending Club and OnDeck, had the idea of burning the traditional banking industry to the ground, GreenSky Credit decided to embrace the old regime and allow it to function with less friction. GreenSky Credit now appears to be the model that is taking hold across the financial tech industry. With OnDeck and Lending Club both experiencing stock price declines of more than 85 percent, it seems that the GreenSky Credit model of pairing existing lenders with merchants who are looking to make additional sales may be the definitive way forward for the fintech industry.

GreenSky Credit founder David Zalik is one of the most reclusive CEOs of a major corporation. The former child prodigy scored so high on the SAT test that he was invited to begin attending classes at Auburn University when he was just 12 years old, completely skipping high school in the process. But Zalik quickly grew bored with academia. A couple years into his studies, he dropped out to form computer assembly company MicroTech. The company proved to be a success, and Zalik sold it for around $5 million a in 1996.

By 2006, at the age of 32, Zalik had made some good investments in commercial real estate and was ready to try founding another company. He had gotten the idea for GreenSky Credit while working on another one of his firms, Outweb, an e-consultancy company. He knew that many businesses in the home-remodeling space struggled to close point-of-sale purchases with customers who had often badly underestimated the true cost of home renovation projects.

GreenSky was able to step in with promotional financing terms that were too good for most customers to turn down. At the same time, Zalik was able to sell GreenSky Credit loans to lenders as a way to bring in far more business from the most sought-after loan customers: prime borrowers. Because the average FICO score of a GreenSky borrower is 760, lenders can rest assured that they will not have to deal with many delinquencies or defaults.

The pairing of traditional lenders with over 17,000 merchants has proven to be a winning formula.

 

https://tritonstone.com/faqs-about-greensky/

David Giertz Recommends Financial Advisers Include Social Security

Too many financial advisers try to ignore the role Social Security plays in retirement. That’s what David Giertz, President of Nationwide Financial’s sales and distribution division, told Veronica Dagher, a Wall Street Journal Wealth Advisor columnist. For As Ms. Dagher said, it seems like a “no-brainer.” After all, Social Security could be up to 40% of a client’s retirement income. That’s clearly important.

The Nationwide Retirement Institute did a survey of consumers of financial advice services who are retired or within ten years of retirement. Most of the people surveyed said their advisers did not give them advice on how to maximize their Social Security benefits.

However, it’s vital to financial advisors to discuss the topic. That’s because four out of five people in the survey said they would change advisers of they did not discuss Social Security with them. Giertz admits Social Security is a complex topic. The Social Security Handbook has 2700 rules. Too many financial advisers don’t under all those rules, so they don’t have confidence around them, and so they prefer to avoid discussing them with clients.

David Giertz agrees Social Security should be an integral part of their retirement income planning process. One possible mistake retirees make is applying for benefits too early. They could lose up to $300,000 over 25 years. That’s $1,000 a month, or $12,000 a year. Therefore, it’s certainly important for clients to optimize their Social Security benefit to receive the most income possible while they’re retired.

Giertz is President of Distribution at Nationwide Financial. He has over 30 years of experience in the financial advice business. Since he took over, he has increased their sales from $11 billion to $17.8 billion.

He oversees the distribution of the company’s financial investment products, including annuities, life insurance, retirement plans, mutual funds and specialty products. They are sold to other businesses in the financial services market, including independent registered investment advisers and brokers and dealers.

Giertz graduated from Millikin University with a Bachelor of Science degree. Then he earned his Executive Master of Business Administration at the University of Miami. He started out as a Financial Services Adviser for Citigroup.