Economic and Investment Plans: The Opinion of an Investment Specialist

Warren Buffett recently made a statement that he stands by passive index investments and would bet a million dollars that he could outshine any hedge fund manager using this approach. Tim Armour agrees with Warren in some cases, however, passive index investments is not the way to go.

Tim agrees that mutual funds can provide mediocre returns for investors and high management fees. But at the same time, passive index investments are an unknown factor and can be typically underestimated. It’s not about passive or active investment banking but more about how to deliver long term investments that are good with a low cost.

There is no hidden secret knowledge that can tell you beforehand how the funds will perform. So how is it possible for investors to identify hedge fund managers that are exceptional. Based on research of thousands of mutual funds they have concluded that there are two types of filters- high manager ownership and low expenses. By tossing out the high cost funds and having fund managers invest their own money will result in positive results.

Tim Armour, chairman of Capital Group Companies, has over 32 years of experience. He began his career at Capital utilizing The Associates Program as a participant and gained a bachelors degree at Middlebury College in Economics. In 2015, Tim expressed his thoughts on the market in China and the U.S. economy.

He stated the the economy was not growing as people expected and it would be healthy for the economy to invest in short term interest rates versus long term. In his opinion, this would lead to a stronger economic and financial system.

Patty Rocklage the Philanthropist and Beloved Psychologist

Patty Rocklage is an experienced and active professional who is accomplished with a quality education from USC and was she graduated in the tear 1981. She has worked as a psychotherapist over the years and possessed experience of more than two decades. Her sessions involve helping individuals, married partners, families, children that are distressed and struggling in life. She saw that with the changing times and trends guiding people and offering them advice would help.Together with her husband, she has made kind gestures to individuals and communities.

They have assisted in donating money for renovating a building at MIT, Building 2. The campus is where her husband finished his Ph.D. studies.They have continued supporting the MIT institution, and on 18th of July 2016, they toured the department to check on their strides and improvements. They celebrated together and still made contributions for the renovation of Lester Wolfe Professor of Chemistry Lab. They have had other projects like renovating; Moungi Bawendi nanotechnology and nanotechnology lab space. There is a plaque that is strategically placed so that they are remembered and honored for their very generous, continued support.This lucky lady is a role model to the growing number of wealthy women in the globe. Their contributions to the Varsity affairs will help the students get the quality education that will make them create a better world. This couple is dreaming of having a healthier place to work and live.

Patty Rocklage and her husband have also helped the town of Sudbury, and the city is euphoric and appreciative of their help in conserving and preserving the environment. They have shown the people the importance of using gravel to allow water to filter through the ground. When doing construction with Sudbury Companies, she recycles whatever they can and combine the recycled things with new ones to add style.They have shown their neighbors that it is important to build houses while taking into consideration the environment and finance. They made their home in an eco-friendly and budget-friendly manner. Through this, she shows the society that some of the life’s struggles are overcome by being simple and less sophisticated.

You can also follow her on twitter :



Get Amazingly Soft Lips With EOS Lip Balm Products

Most Canadian’s love trying trendy new products. Ironically, EOS lip balm products are a popular brand that provides unique body butter extracts. The jojoba oil contents are very easy for your skin to absorb and provide superior skin healing results on the skin. The lips have very sensitive skin that requires a lip care product that is safe for all skin types. EOS lip balm products are cruelty-free hypoallergenic and safe for all skin care types. You get the perfect combination of all natural ingredients that will leave your lips feeling ultra smooth with each application.  Click on for more.

Popular brands like Evolution of Smooth are popping up everywhere in cool easy to use pastel containers. Rest assured, you will have super moist lips that can’t be matched with their competitors. Thousands of women are choosing Evolution of Smooth over major competitive brands like Chapstick. Each product is packed with vitamin C and E. Transform your dull dry lips and protect them against the harsh elements including harmful UV rays. EOS lip balm products provide the highest skin care protection for your lips in the industry. Check this for details. You get 100% LEAP Bunny approved products.

Popular Canadian Delectable Flavors

– Lemon Drop

– Almond Milk Mint

– (2) pack Sorbet

– Wildberry

– Coconut

– Original EOS

You get amazing coverage that will make your friends think that you spent a fortune on unique cosmetic treatments. EOS lip balm products are also popular because they are very affordable. You can easily store their products in your pocket or purse. High end celebrities love how EOS products hold against the camera lights. Visit your favorite retailer and browse the beauty care aisle for an extensive collection of products. Pamper your lips with the natural benefits of Evolution of Smooth today.  Check for product’s details.

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How Sujit Choudhry is Changing Constitutional Democracy

Sujit Choudhry is the Founding Director of the Center for Constitutional Transitions, and recently gave an interview describing the past of the company, the problems it faces every day, and the future for what is still to come. Everyone has a different interpretation of democracy, but Mr. Choudhry is an expert on the subject. He began the Center for Constitutional Transitions as a means to mobilize ideas that support constitution building with democratic governments all over the world. Sujit Choudhry also states that his vision for the company has changed drastically over the years due to the ever-changing political climate. He states that setbacks are not always failures, but learning experiences, for the interview, click on   The company has brought together experts from all over the world to share knowledge and ideas that significantly contribute to their projects. In the future, Choudhry is planning three very important research projects with the International Institute for Democracy which will benefit those countries with emerging democratic governments. For updates on his timeline activities, click on

Sujit Choudhry is a scholar and a visionary. He has obtained law degrees from three prestigious schools around the world; Harvard Law School, Toronto Faculty of Law, and Oxford University. Choudhry was also a Professor of Law at the University of Toronto and New York University, and he is currently a professor at the I. Michael Heyman School of Law in California. He is considered an expert on the subject of comparative constitutional law, and uses his full breadth of knowledge to fuel his company’s projects. Many of his projects focus on transitioning previous dictatorships into fully functioning democracies. Additional article on

In addition to his years of experience teaching, according to, Sujit Choudhry was an advisor to implementing a constitutional democracy in countries such as Egypt, Nepal, Libya, Sri Lanka, Tunisia, and Ukraine. His extensive knowledge of law and democracy has inspired over ninety publications by his hand, including book chapters and scholarly articles. His writings focus primarily on the transition from a totalitarian regime to a constitutional democracy, but his writings have also covered a broad range of subjects including; implementing a bill of rights, official language policy, minority and group rights, and Canadian constitutionalism. More on

To read Sujit’s blogs follow him on


A Look At The Varied Career Of Entrepreneur Arthur Becker

Arthur Becker is a notable entrepreneur who made his fortune in the financial and biotech industries. He is now a real estate and technology investor with over $500 million invested in real estate projects in the city of New York as well as other properties in Miami. Arthur Becker is also a lifelong artist and displays some of his pieces of art at his offices in the Soho district. In addition to displaying his art at his Madison Partners offices, Arthur Becker’s work has also been displayed at art studios in both New York and Florida. More details can be found on

Just down the street from his offices, Arthur Becker is the sole investor in a luxury condo project that is currently being built. Once completed, the project will be worth $52.5 million and will have eight luxury condos. He also recently completed another real estate deal where in exchange for his interest in a project that is building a luxury condo building, he got ownership of three adjacent high-end townhomes. He plans to live in one of the units, on which he is investing $20 million in improvements, and is deciding whether to sell or rent the other two properties.

Arthur Becker has had a varied career. He started out managing a macadamia nut farm in Hawaii. He has also been a stockbroker for Bear Stearns. He made a huge amount of money by buying tech companies in the early 2000’s after many of the companies values had dramatically fallen after the market crash of 1999. He has also been a senior advisor to the fashion designer Vera Wang, to whom he was married before they separated in 2012. He has also been the top executive at two tech companies, Zinio, LLC and NaviSite.

In an article on The Real Deal, it is through his investment firm, Madison Partners, LLC that Becker invests in real estate and biotech companies. As the Managing Partner, he selects what he is going to invest his money in. His investment in biotech companies specializes in startups in the industry with a focus on those developing cures for cancer.

What JeanMarie Guenot Brings to the Table

JeanMarie Guenot earned her Ph.D. from the University of California, San Francisco and obtained her MBA from The Wharton School at the University of Pennsylvania. She worked at Atlas Venture, where was in charge of building life science companies. She also managed venture capital investments on Dr. Guenot also worked as a qualified scientist at Preclinical R&D at Hoffmann-La Roche, where she worked hard to discover and develop drugs to treat specific diseases, autoimmune diseases, oncology, and inflammation. Dr. JeanMarie Guenot has extensive experience and training in advanced chemistry, specifically in quantum mechanical and semi-empirical methods for protein structure prediction. She is also learned in the aspects of molecular dynamics, X-ray, and NMR refinement and drug design.

With many years of experience in biotechnology and pharmaceutical matters, JeanMarie Guenot also has extensive experience in the building and rebuilding of companies. She has worked throughout all the different parts and tiers of many different organizations, including public and private, corporate and commercial. She is the CEO and President and of Amphivena Therapeutics, Inc., which is in the business of developing many antibody therapies for malignancies.

Read more: Maverick Therapeutics and Takeda Announce Five-year Collaboration to Advance T-Cell Engagement Therapies

Guenot has also worked for Harpoon Therapeutics, Inc. in 2014 and was a co-founder of Maverick Therapeutics. Guenot has recognized the great potential in using T-cell radiation therapy to target antigens in tissues.

Guenot not only ran but also founded SKS Ocular, an ophthalmic company incubator that focuses on ocular inflammation, sustained release ocular drug delivery technologies and successful therapeutics. She was also a very valued and capable business advisor to Hoffmann-La Roche. She was even Vice President of Corporate & Business Development at PDL Biopharma. Her role there was to handle licensing, acquisitions, mergers, and alliance management. She also has extensive experience in neurology, ophthalmic diseases, cardiovascular diseases, autoimmune diseases, and in the areas of oncology.

Learn more about Jeanmarie Guenot at

Sujit Choudhry’s Take on Comparative Law

Sujit Choudhry is one of the world’s leading experts in comparative law. He knows what he is talking about, he works hard to make sure that comparative law is something that he can teach people about and he does what he can to make a difference for the people who are doing different things. Because of the way that comparative law works, he also knows that it is something that can change the world if people would just get behind it. There is no way that comparative law will solve all of the world’s problems but it will help people to understand the different laws in other countries. More on

When Sujit Choudhry looks at comparative law, he looks at the way that laws that are present in specific areas are able to influence other areas. He tries to see the way that they cause conflicts, the issues that can come about through them and the way that it can all be overcome by making sure that everyone looks at the different laws in a subjective manner. According to Sujit Choudhry, many positives will come if everyone studies comparative law and puts it to use with the options that they have in the countries that they are in, check for more.

Related post here.

Sujit Choudhry teaches comparative law at Berkeley. He believes that the more people who know about it, the bigger chance there will be for them to be able to use it to look at different countries and come up with solutions. The classes that he teaches all come out knowing most of what he knows about comparative law. He is always working to pass on the knowledge that he has of it to other people so that they will be able to do different things, too. It is something that he works hard at and something that he does to make sure that people are able to be helped. For an interesting article, click on

As long as Sujit Choudhry is working at comparative law, there is a chance it could change the world. He believes in the solutions that comparative law provides and wants others to do so, too. Related articles here at

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How Sujit Choudhry Has Revolutionized Comparative Law

Sujit is a professor who has specialized in law and has been a lecturer at the University of California, Berkeley School of Law serving as a dean. Sujit holds a degree from Oxford and Harvard University. He has worked for the New York University and in the University of Toronto as the Scholl Chair. Sujit also served in the supreme court of Canada as a Law Clerk .All these experiences have granted him the international authority in comparative constitutional law and politics hence capacitating him to give solutions to dozens of countries in the constitutional building. Some of these countries include Ukraine, South Africa, Libya, Tunisia, Egypt, Jordan and Sri Lanka.  More pertinent articles to read here.

Comparative law entails studying the relationship between different legal systems or rules in more than one country. You also have to compare and look at the differences in the systems under study. Sujit Choudhry has had many responsibilities in helping and advising countries in drafting and implementation of constitutions. Sujit in his comparative research has been able to address sensitive issues in the constitutional law like the use of constitutional design as a tool for managing the transition from violent and conflicting politics to democratic politics. The tool has also focused on minority and group rights, constitutional rights, official language policy, federalism, and centralization.  Additional article on

Sujit has gone ahead and founded a private company called Centre for Constitutional Transactions where he is the founding director, refer to for more.. The Company plays a great role in mobilizing knowledge which supports constitutionals building. In his Company, Sujit assembles and leads an International network of experts to complete research projects and provide evidence-based policies to the practitioner .According to Sujit; he identified lack of inadequate, non-existence and no up-to-date research during constitutional transitions and decided to start the firm to solve these problems.

Sujit Choudhry has worked with many partners like the Think tank, NGOs, Multilateral Organizations, and Universities. He has also written many collections in the form of books, articles, working papers and reports on comparative law. These include the Oxford Handbook in the Indian Constitution, The Migration of Constitutional Ideas and constitutional design in divided societies.  Read an interesting article on

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The Magnificent Resort Of Chris Burch And His Story Of Success

Chris Burch founded or cofounded numerous retail brands that are known internationally. Now his entrepreneurial eye has shifted to the industry of hospitality. In a partnership with hotelier James McBride he purchased a beach hotel on Sumba. Sumba is a gorgeous island located in Indonesia. The hotel is now a five start resort named Nihiwatu. The pair spent over $30 million on renovations and the result was amazing.


Travel and Leisure voted Nihiwatu the best hotel in 2016. Mr. Burch had an interview with Business Jet Traveler in 2015 and said he purchased the hotel for his children. He wanted something special he could preserve that would enable him to give back to the community. He felt the area was so incredibly beautiful it would allow him options he would not have somewhere else. Options like building a spa under a waterfall or having a butler in each room.  Related story on this.


Mr. Burch feels that Nihiwatu has become more than he ever expected. He is delighted since so often things can turn out to be a lot less. Nihiwatu is where Mr. Burch’s home is located. It is in one of the 27 private villas and is called Raja Mendaka. His section has four villas in addition to his main house and a private plunge pool. More to read on


Chris Burch is an entrepreneur with a background including real estate, technology and the fashion industries. His career began at Itchica College when he founded Eagles Eye apparel with his brother. The company was worth $165 million before it was sold. He currently holds the position of principal for Burch Creative Capital. See more facts on


Mr. Burch is the CEO as well as the founder of Burch Creative Capital. He has been actively investing for almost forty years. His success as an entrepreneur started in 1976 while he was a student at Itchica College. He was also one of the first to invest in the Internet Capital Group. The group was well known in the IPO story regarding internet space.


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Chris Burch has relied heavily on his abilities.He can find the nexus between the art of innovation and the process of implementation. He continues to find extroidianary success partially because he has a unique understanding of consumer behavior. His experience in dealing with consumer channels and using sourcing that is always superior has made him a true success.






Follow in the EOS Footsteps and Surpass Expectations

Evolution of Smooth, or EOS for cool points, is a beauty care brand that got their start seven years ago. The company started with a lip balm that they placed on shelves at Kohls, Walgreens and Ulta stores. The lip balm was quickly noticed by a couple of beauty magazine editors, followed by celebrities. And now, EOS is a top-selling lip balm and beauty care brand. They sell more spheres of lip balm each week than Chapstick, and currently serve as the 2nd most popular balm on the market.

Surpassing a company that has over 100-years at the top isn’t easy, but EOS accomplished this amazing feat in this short time. Other companies should follow in the footsteps of EOS lip balm, because accomplishing this greatness isn’t difficult if you’re willing to listen to consumers. EOS listened to consumers, and heard what they wanted in the lip balm. And then, they created that product. EOS done something right, and the proof is in the one million units sold weekly.

When you buy EOS lip balm, you’re buying:

  • A fun, trend-setting product
  • An organic, all-natural product
  • Your choice of eight fun flavors, including Sweet Mint, Strawberry Sorbet, and Pomegranate Raspberry
  • Affordably priced lip balm that keeps the lips soft and smooth
  • A product from a company that cares for their customers, and who listens to what they want

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